Insurance terms

Underwriters are the people who evaluate the risks and decide whether to approve an insurance application, setting the terms, conditions, and premiums for coverage.

Both urgent care and emergency rooms provide medical care, but they serve different levels of urgency. People should go to urgent care for non-life-threatening injuries and illnesses that require prompt attention, such as sprains and strains, minor cuts and burns, fevers and infections, allergies, earaches and sore throats, urinary tract infections, and minor eye problems. Urgent care offers services like X-rays, lab tests, and stitches and usually has shorter wait times and lower costs than the emergency room. Choosing the right place for your medical needs is important. If you are unsure, always seek professional medical advice.