Insurance terms

A deductible is an out-of-pocket fee that an insured needs to pay as part of their insurance coverage. If an insured has a loss, they need to pay up to their deductible limit first before their insurance policy will cover the rest of the damages.

This is a retirement plan in which an employer promises specific benefits upon retirement, often including healthcare coverage.

A claim denial occurs when an insurance company refuses to pay for specific services or treatments outlined in a claim.

This program offers discounts on dental services for an annual fee but does not provide insurance coverage.

Because dental care is usually not included in primary health insurance, purchasing supplemental insurance, such as a dental plan, is necessary. It helps cover the cost of dental care and treatments, including routine check-ups, cleanings, fillings, and more.

These are like the plus-ones on an insurance plan. Dependents, such as children or spouses, are covered by someone else's health insurance policy.

This term refers to one of the features available to all members of HealthBird. The digital medicine cabinet is a feature that allows our members to search, add, and keep track of their prescriptions, medications and supplements.

This is a healthcare model in which patients pay a monthly fee directly to a primary care physician for comprehensive primary healthcare services without involving insurance companies.