Top Healthcare and Insurance Insights All in One Place

Many people live, work, and play online every day, turning to advances in technology to improve their lives in countless ways. But one of the unexpected ways that new technology has made our lives better is through health insurance coverage and availability.

Why is Health Insurance Important?

One of the unexpected ways that new technology has made our lives better is through health insurance coverage and availability. For many people, good health is taken for granted. When big or unexpected medical expenses arise, however, having quality health insurance is indispensable. Even those in perfect health can improve their wellness with the right policy. Today’s advances in technology make accessing and benefitting from coverage one of the best and easiest ways to ensure good health for a lifetime.

For most, though, health insurance is used regularly to maintain and confirm basic health through checkups or wellness visits to catch small problems before they become bigger, more costly ones.

Financial Benefits of Health Insurance

The most obvious benefit of health insurance is financial. When a large medical expense occurs like surgery, a battery of tests or a life-changing diagnosis, having good medical insurance coverage can mean the difference between financial ruin and the ability to focus on getting better. For most, though, health insurance is used regularly to maintain and confirm basic health through checkups or wellness visits to catch big problems early enough to ensure a good outcome.

Can Health Insurance Increase Wellness?

Many policyholders want to improve their health outside of the doctor’s office, and that’s a great approach to take. Preventative care goes a long way, including self-care. Many plans now offer reduced or free access to fitness and nutritional programming as part of their coverage. In addition, yearly well visits to medical providers are covered or provided at a low cost with most insurance policies. This boosts wellness through prevention and early intervention, as well as by empowering individuals with the info they need to take charge of their own health.

Signing up for insurance is easier than ever. Companies regularly utilize online portals for patients to fill out the sometimes-lengthy paperwork required for initial sign-ups.

Choosing the right coverage can be challenging for some, especially those with unique situations or medical histories. Many citizens choose to utilize insurance coverage through their job or school, and with the advent of online registration, accessing and monitoring your own health records has become much simpler. Governmental sites like HealthCare.gov simplify the process with a one-stop portal to clarify choices for those without coverage.

Additionally, online insurance portals often provide policy information, access to medical provider lists, and even details of medical claims at the push of a button for covered policyholders. These new technologies have come a long way, and purchasing insurance is much easier than it used to be. Still, it’s not a perfect system…Yet.

Technology and Insurance: Improvements and Challenges

While many citizens are comfortable with living, working and playing online, other people aren’t used to navigating an online world. Luckily, advances in how this technology looks and feels for users can make healthcare and insurance more accessible than ever. With HealthBird, everything about healthcare is made easier, including:

• Healthcare Records – Patients can access their own medical records without having to request them from an office.
• Eligibility Checks – Automated checks can be performed online making treatments easier and quicker.
• Billing – Streamlined processes make understanding your bills easier.
• Reduced Errors – Automated actions mean fewer human errors.
• Increased Accountability – Technology makes it easier for medical professionals to comply with regulations, making it easier to provide quality care.
• Data-Driven Decisions – Sometimes, technology may provide data that shows certain coverage may not be beneficial for a provider or a policyholder. Quick, reliable data can help clarify policy options for every member.